⭐ Testimonials

🔥Stop Paying the Bank's

"Sucker Tax"

You've been overcharged long enough — here's how to fight back in

3 minutes.

Got a Mortgage?

Our Secret Weapon to Save You Interest, Fight Back Bank Margins and
Increase Your $$$s in Your Pocket

No getting on your knees to beg.

No awkward phone calls.

No waiting on hold forever... to get the

best deal your bank will offer you.

Squeeze My Rate Today

Secure & Trusted

Bank-level security for your
information

Lower Rates

Save thousands on your mortgage

Quick Process

Get results in just 3 minutes

Proof at a Glance

Join many smart homeowners who've already squeezed better rates from their banks

$2,814

Average saving for borrowers who repriced

72%

Got a better deal from their lender

95%

Customer happiness
rate

82%

Saved more than they
expected

"I saved just under $6,000pa, that I wouldn’t have thought about, until I saw the Ad"

Emily K.

"I didn’t know I could negotiate a better deal. I have never thought about it. But I got a much better offer thanks to you guys"

Julian C.

"My bank wouldn’t offer me a better deal. So, immediately seeing better deals existed with other lenders, I got Rate Squeezer to refinance me to a much better deal"

Michael & Franca K.

"We used Rate Squeezer to basically be reassured that our lender was not doing the wrong thing by us. In the end, we ended up saving $2,220 in interest, in the first year. It only cost $300, so a good investment for us"

Rahul S.

"I wish I knew about this years ago! A lower interest rate and saved some money."

Mary S.

The Bank Loyalty Trap

Why You Need To Review

🍾 New Customers = Champagne Treatment

→ shiny low rates, special deals, the works.

🥡 You = Reheated 3 Day Old Leftovers

→ the "poor cousin" treatment

😏 Why? Because your bank assumes you're:

  • Too busy to notice

  • Too polite to complain

  • Too loyal to leave

💸 The result? Every extra dollar you pay is:

  • Funding discounts for newbies

  • Propping up the millions or billions of profits, the bank makes every year

  • Throwing income away

👉 Translation: If you've had your loan for more than a couple of years, chances are you're paying what we call the Sucker Tax.

The Current Broken System

📞 To get a better rate, you have to:

  • Call your lender and pray you don't get cut off before "Karen" takes your call

  • Get passed around from department to department

  • Beg for a discount you already deserve

  • Do it all again in a few months 🤦

🐌 And the cherry on top? Your actual interest rate is often hidden:

  • Buried in fine print on your statements

  • Hard to find online

  • Possibly designed to make you give up

  • You dont know if what they have offered you is even any good?

👉 Translation: The system is old, slow, frustrating, and totally favours the lender.

🎯 We Deliver Interest Rate Reductions [$$$s] the Banks Won't Give You

[Unless You Ask]

Spoiler Alert: If you fall into one of these categories, chances are, you could be paying way more than you need to:

1. Long term borrowers with the same lender

2. Borrowers who were first home buyers, with smaller deposits

3. Borrowers that have rolled over into a principle and interest loan (from an interest only loan)

4. Borrowers who have now created more equity in the home (i.e. completed renovations or owned the property a long time)

5. Borrowers who have had past payment
issues (missed payments or applied for
"hardship")

Banks vs. You

What Banks Want

  • You to stay loyal… and quietly overpay for years

  • Confusing statements so you can't spot your interest rate

  • To roll out VIP treatment for new customers

  • To make rate changes slow and painful

  • You contributing to the millions/billions in annual profits

  • "We'll review your rate… maybe… in 3-6 weeks"

  • You thinking "meh, it's not worth the hassle"

What You Want

  • A fair rate without having to play phone tag with Karen in "Retention"

  • Clear numbers and proof you're getting a good deal

  • To finally get that VIP treatment yourself

  • To drop your rate in minutes post RBA rate reductions

  • You keeping your money in your pocket

  • A watchdog monitoring your lender 24/7

  • You thinking "Holy crap, I'm saving thousands"

How Rate Squeezer Works

Three simple steps to start saving money on your mortgage

Step 1 — Evaluate

Subscribe to us, now,

online <3 mins

Step 2 — Plan

Securely share your Open
Banking [read only]
mortgage records online.

Step 3 — Execute

Your mortgage is scored
up to 10. If our AI detects
you're overpaying, you
can trigger a reprice
instantly, with just one
click — no calls, no
begging, no hassle.

Why We're Different

  • We monitor your rate 24/7 for the next 12 months

  • We fight for a better deal from your existing lender

  • We show you exactly what you could save if you
    refinanced elsewhere

  • Your lender is not going to look after your interests,
    but we will

What You Get From RateSqueezer

Your lender wont chase you down the street to offer you a better deal!

You have to make the first move.

  • Subscribe and get a secure link to share your mortgage info via Open Banking (read-only access).

  • Our AI reviews your loan and gives it a score out of 10.

  • If your score is below 8, you can instantly trigger a reprice with your current lender.

  • Repricing happens at your lender's pace (usually 1–20 business days).

Your Lender Will Give You Two Options:

  • 1. Your lender gives you a better deal → you start saving right away.

  • 2. Your lender refuses → at least you know you've squeezed them dry.

  • Either way, our AI shows you:

  • If a lower interest rate exists elsewhere, for a simular product, how much you could save by refinancing

  • And if you decide to refinance, as your lender did not come to the party, we can help you through the process

Rate Squeezer

We squeeze every last dollar of savings from your lender.

Checkout some of our typical negotiated discounts we get for our clients vs. the low fee we charge.

Rate Squeezer Table
Loan Size Rate Squeezer Negotiated Discount Savings Made P.A. Our Cost Return on Investment (ROI)
$290,000 0.49% $1,421 $300 4.7X
$360,000 0.21% $756 $300 2.5X
$450,000 0.65% $2,925 $300 9.7X
$590,000 0.59% $3,481 $300 11.6X
$810,000 0.71% $5,751 $300 19.1X

Pricing

$300

/year

with constant AI monitoring for 12 months.

A small price to pay, in comparison to the ROI many of our

clients get!

💥 Stop the Sucker Tax Now

Frequently Asked Questions

Find answers to common questions about our home loan repricing service

Can I get repriced from any bank?

A No, not all banks are included. If you are with one of the following lenders, we are unable to assist; 

Auswide Bank, BCU Bank, Citibank AU, Heritage Bank, Hume Bank, HSBC, MA Money, MyState Bank, P&N Bank, People's Choice Credit Union, Qudos Mutual Bank, Teacher's Mutual Bank 

I got my own loan through a bank or a broker, can you still assist?

A Yes, we are simply repricing, tracking and rating your existing loan

Will my bank reduce my interest rate?

A Each bank will make their own determination as to whether to discount your home loan or not. Obviously, your bank will want to retain your business and because we have approached them for a discount on your behalf, they will understand you are considering your options, so it makes sense for them to be as competitive as possible

Do I have to refinance over to you?

A No. You are paying us to approach your lender to reprice your loan. If your lender declines to offer you a reduction or the offer they give you still remains uncompetitive, you may ask us to assist you in refinancing.

Will you be providing Credit Assistance?

A No. You have to agree that you are happy with your lender and product, we are merely asking your lender to reprice your loan. If you instruct us to refinance your loan, then we will provide you with Credit Assistance

Will you reprice both my consumer home loan and my investment loans?

A Yes we will reprice all home loans you have, if provided all at once. If at a later date you ask us to reprice other loans you have, we will charge you another fee to do this

Do I have to have a minimum or maximum loan size to qualify for a reprice?

A We find that borrowers with larger loan sizes, save more. We suggest that the minimum loan you should have is $250,000 but can assist if you have a loan smaller than this. It’s up to you.

Can you reprice loans in the name of a company?

A Unfortunately we cannot reprice loans in the name of a company including loans to SMSFs

What do you actually do?

A We reprice mortgages in personal names. You must provide us digital [Read Only] access to your Mortgage “Open Banking” also know as Australian “Consumer Data Right” (CDR). 

Our AI will evaluate your mortgage interest rates and rate your mortgage out of 10. If you score under 8, you, with one click of a button, can send a pricing request to the lender.

Banks vary in timeframe in how long they take, but we give them 5 business days to make you an offer.

When they make you an offer, you can take it, or make a decision to leave, which you can do yourself or ask us to help you with refinancing

Is it safe to use your services

A To ensure the highest level of security to you, we access your Open Banking details with 256bit bank grade algorithm encryption through our API partners.

What is the term you reprice, track and monitor?

A Our minimum term is 12 months. As usual mortgages last up to 30 years, we will automatically renew the term at the end of the 12 months. 

Please note, although we may reprice your loan at the outset, it is not uncommon for borrowers to lose offers and begin paying higher margins at any period throughout the term. Rate Squeezer uses AI continually to detect this and will bring it to our attention. We will then look to reprice your loan at that time as well automatically. We are covering your back!

How much of a price reduction are you getting for borrowers?

We sometimes get no offer from a lender. However, we have received offers of up to 2.4% off, which is the largest deduction we have received to date.

If I subscribe for your services and then refinance myself, do I need to tell you?

Yes. We need to monitor and track the loan you have that is active, not an account paid out.

Ready to Stop Paying the Sucker Tax?

Join smart homeowners who've already squeezed better rates from their banks

What happens next?

Subscribe in under 3 minutes

AI analyzes your mortgage

Start saving immediately

💥 Squeeze My Rate Today →

💡 Special Note:

If you're a Commonwealth Bank or Macquarie Bank customer, we are unable to assist digitally, but if you email us on info@ratesqueezer.com.au we will help you manually

Helping homeowners save $$$s by getting better mortgage rates.

Stop overpaying your bank and start keeping more money in your pocket.

© 2025 Rate Squeezer. All rights reserved.

Powered by Guardian National Mortgage Australian Credit Licence 446047 with third party technology.
Disclaimer ; We are not providing you with “Credit Assistance”. We are merely offering you a service to get your existing home loan repriced.